How a Medicaid trust can help secure long-term nursing care
Many middle-class Texas residents face a conundrum as they get older: they don't have enough money to pay for long-term care insurance, but they have too much income to qualify for Medicaid. How will they pay for long-term care expenses? One way to do it is to create...
Medicaid trusts for long-term care planning
Many Texas seniors may expect to need long-term care in the future. Nursing homes can be very expensive, ranging in price from $75,000 to $150,000 or more per year. Unlike other forms of primary medical care for seniors, Medicare does not provide coverage for...
Understanding your long-term care options
At some point in their lives, nearly everyone reaches a point where their age makes getting help both appreciated and necessary. When that time is approaching you, it’s important that you understand the different options you have. There are many and they offer...
How to choose the appropriate nursing home for a loved one
People in Texas cannot stop time and they will continue to grow older. As people do they may notice that their body does not quite work as well as it did when they are younger. They may notice that joints may ache more and they cannot move as quickly. They may also...
Affording nursing home care takes planning in advance
As you and your spouse get older, it can be comforting to know that nursing homes, assisted living communities and other long-term care facilities are there in and around Sherman. You hope you and your spouse never need to move into a nursing home, but if you become...
Nursing home care requires advanced planning
As you and your spouse get older, it can be comforting to know that nursing homes, assisted living communities and other long-term care facilities are there in and around Sherman. You hope you and your spouse never need to move into a nursing home, but if you become...
When is it time for a parent to enter a nursing home?
One of the most painful things to witness is the decline of one’s parents. As much as a parent may insist on remaining in his or her home as long as possible, adult children may have to make the difficult decision to find a Texas nursing home that will meet their...
How to tell when parents need assisted living
Placing parents into assisted living is never an easy decision. The signs are often slow to manifest and can be hard to spot at first. A caregiver may also feel guilty for having to make this decision, as many parents might feel shame for needing increased care. There...
When do you know it’s time to put your parent in a nursing home?
The decision to move your parent to a nursing home is one of the most difficult decisions you must make as an adult. In the moment, it’s hard to tell if you’re making the right decision for them. For many adult children, they opt to care for their parent themselves....
Is it time to consider assisted living for an elderly parent?
The decision of whether or not to move a parent into an assisted care facility is a heavy one. Your beloved parents, who once cared for you, are now at an age where they can no longer effectively care for themselves. The brutal reality is that as Americans continue to...
